Kennzahlenbericht 2024
Key figures report 2024
Attitude, products, initiatives (in German: Haltung, Produkte, Initiativen) – these are the coordinates that guide the savings banks in their actions and their development towards becoming sustainable financial institutions. In the Key Figures Report, we use the indicators according to the Sparkassen-Standard (SPS) to show how the savings banks and other institutions in the Sparkassen-Finanzgruppe (Savings Banks Finance Group) promote sustainable future development for the benefit of people and the region through their entrepreneurial attitude, their products and their social initiatives.
The set of 40 indicators developed specifically for the savings banks comprises qualified reporting on the institutions’ public mandate and their contribution to sustainable development. It has been officially recognised by the German Federal Government’s “Rat für Nachhaltige Entwicklung” (RNE) as the basis for a declaration of conformity with the “Deutscher Nachhaltigkeitskodex” (DNK).
The report in German can be viewed at the links below or downloaded as a PDF file.
Attitude by key figures
The ‘Attitude’ set of indicators reflects the values and principles according to which the institutions of the Sparkassen-Finanzgruppe (Savings Banks Finance Group) place their business policy at the service of people and sustainable future development in the region. This includes a commitment to long-term value creation and the common good, as well as embedding the principle of sustainability in the individual institutes, quality management, good corporate governance, stakeholder engagement and contributing to the community in Germany’s regions.
Products by key figures
The ‘Products’ indicator set covers the products and services provided by the Sparkassen-Finanzgruppe (Savings Banks Finance Group) to meet the financial needs of the population, secure their prosperity and promote sustainable development in the region. These include sustainable investment products and loans for social and environmental purposes, traditional savings bank products to strengthen social provision, basic accounts, comprehensive credit provision for the regional economy, the promotion of location development, and the financing of municipal infrastructure and public services.
Initiatives by key figures
The ‘Initiatives’ set of indicators describes all the commitments and activities through which the Sparkassen-Finanzgruppe (Savings Banks Finance Group) promotes the preservation of natural resources, the future development of society and the improvement of the quality of life for all people in the region. In cooperation with their stakeholders, the institutes develop a wide range of regional initiatives and programmes – for example, to implement regional climate strategies, tap into labour market potential and strengthen the economic structure, and promote educational and cultural offerings as well as social projects.