Key figures report 2025
The Key Figures Report provides an overview of selected sustainability performance indicators for the Sparkassen-Finanzgruppe. Using aggregated qualitative and quantitative data across the three areas of governance, social issues and the environment, it demonstrates how savings banks and affiliated companies are making significant contributions to sustainable development for the future, thereby promoting the well-being of people and the region.
The key figures report draws on the indicators of the Sparkassen Standard (SPS), which were developed specifically for the savings banks and have been officially recognised by the German Federal Government’s Council for Sustainable Development (RNE) as the basis for a declaration of conformity with the German Sustainability Code (DNK).
Owing to their distinctive legal status – predominantly under public law – their decentralised structure and their regional roots, savings banks bear a special responsibility towards the people and businesses in their catchment areas. This is reflected in the values and principles according to which the institutions of the Sparkassen-Finanzgruppe shape their business policies. These include a commitment to long-term value creation and the common good, quality management, good corporate governance, the involvement of stakeholders, and the embedding of the principle of sustainability within the individual institutions. As a result, savings banks throughout Germany make important contributions to stability, development and transformation in their regions.
- Allgemeine Informationen
- Geschäftsmodell
- Grundsätze der Unternehmensführung
- Kundenberatung und Beschwerdemanagement
- Nachhaltigkeitsstrategie und Ziele
- Implementierung in Prozesse und Controlling
- Menschenrechte und Sorgfaltspflichten
- Nachhaltigkeit in Einkauf und Beschaffung
- Verhaltensstandards für Mitarbeitende
- Compliance und Korruptionsbekämpfung
- Dialog mit Anspruchsgruppen
Enabling as many people as possible to share in prosperity and development has been a fundamental part of the savings banks’ founding philosophy for around 250 years. Through their products and services, they support the provision of financial services, the safeguarding of prosperity and the provision of essential public services for the population. They ensure comprehensive access to credit for the regional economy, promote local development and facilitate the financing of local infrastructure. Through their wide-ranging social commitment to promoting educational, sporting and cultural activities as well as social projects, their social initiatives and impetus, and in their role as responsible employers and taxpayers, they make a reliable and lasting contribution to the quality of life in the regions, thereby strengthening the social and economic participation of all people.
- Soziale Nachhaltigkeit und Beitrag zum Gemeinwesen
- Beschäftigungspolitik und Chancengerechtigkeit
- Gesundheit und Wohlergehen
- Weiterbildung/lebenslanges Lernen
- Produkte zur Stärkung sozialer Eigenvorsorge
- Kredite für soziale Zwecke
- Zugänge zu Finanzdienstleistungen
- Angebote für benachteiligte Bevölkerungsgruppen
- Kreditversorgung der regionalen Bevölkerung
- Kreditversorgung der regionalen Wirtschaft
- Förderung von Unternehmensgründungen
- Kredite für kommunale Infrastruktur
- Wirtschafts- und Strukturförderung
- Förderung von Finanzbildung
- Förderung von Bildung und Wissenschaft
- Förderung sozialer Projekte
- Förderung regionaler Kulturangebote
- Förderung regionaler Sportangebote
Preserving the natural environment is a crucial prerequisite for enhancing opportunities for all people – including future generations – to participate in society. The savings banks have therefore committed themselves to climate-friendly and low-emission business practices. They support businesses and individuals in their operating regions through financing, advisory services and investment products with sustainability features, in order to drive the transition forward. They fund projects in the field of climate and environmental protection and, in collaboration with their stakeholders, develop a wide range of regional initiatives and programmes – for example, to implement climate strategies and to preserve biodiversity and natural habitats.